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Need to talk with a live Mortgage specialist?
Call us toll free at:
1-866-370-5261 | |
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Guaranteed no-hype home mortgages. We will not low-ball you only to raise your rates at a later date. | 
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Purchasing a home is an exciting time in our lives, whether it is our first home or not, and you want things to go as smoothly as possible. But, as a major investment, it can be complicated. It doesn't have to be. Let us walk you through the process and help you determine the best type of loan for your specific needs. Whether you're buying your first home or a veteran of home buying, Mountain Valley Mortgage has the products and rates to help you.
As a brokerage firm, it is our business to help you and at Mountain Valley Mortgage we will go beyond what most lenders will do. We will work with you side-by-side to insure that you get the best mortgage at the best possible rate that fits your individual unique needs. We will keep our fees well below national average, insure you do not pay too much for your new home, and help you understand exactly what we are doing and why every step of the way.
Are you looking for an adjustable or floating rate mortgage? Are you looking to finance for 15 years, 25 or 30? How much of a mortgage can you afford? Should you pay points? Do you have credit problems? And many other questions you may need to address. You can work with our various loan calculators to get an idea of what you may want, or simply pick up the phone and give us a call at 1-866-379-5261 or otherwise Contact Us and we can discuss the various options and programs with you.
Pre-Qualify for a Loan. If you have not found a home yet and would like us to figure out how much you can afford and supply you with a letter for your realtor that lets them know you are a serious and committed buyer, complete our quick and easy pre-qualification form.
Get Pre-Approved for a Loan. If you have already found a home you would like to buy, then we can approve you for a specific loan program and rate. This is our quick and easy application, but provides us with sufficient information to give you a solid quote. Within less than 15-minutes, you can be well on your way to buying your home.
Full Mortgage Application. All home loans require completion of the Uniform Residential Loan Application (Fannie Mae Form 1003). This complicated form, which should be completed by the borrower with the lenders/brokers assistance, is available on-line in PDF format as well as in HTML Format for on-line processing. However, we strongly suggest that you allow us to complete the form with you over the phone. This helps us insure accuracy in relation to the type of loan you selected. Therefore, may we suggest that you complete our quick and easy Pre-approval application and we will contact you to arrange a time to discuss and complete the 1033 form.
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